Learn how the Experience Rating Program adjusts your premium rate to reflect your company’s claims history and the details of the standard and advanced programs.
The Experience Rating Program adjusts WCB premium rates to reflect your company’s claims history, providing an incentive for you to emphasize safety and injury prevention in the workplace. You may receive a discount for a good claims record or be surcharged for a poor claims record.
Employers in the Experience Rating Program participate in either the Standard Program or Advanced Program based on your premiums paid over a three-year period.
Discounts and surcharges are calculated at the end of each year after the annual industry premium rates have been approved. The WCB looks at your claims record for a three-year period, called the evaluation window. This window is the three calendar years prior to the year in which rates are being set.
Your premium rate notice will contain your business’ industry premium rate and any discounts or surcharges. This allows you to know your net premiums for budgeting purposes and see how your claims experience impacts your overall premiums. You can access the premium rate notice in the “Claim Reports and Premium Rate” section of your WCB online account – after these documents have been generated each December.
A certificate of achievement will be issued to businesses that receive a discount. Businesses with multiple rate codes are not eligible for a certificate if there is a surcharge in any of their rate codes.
Your premium rate notice, experience rating letter and certificate of achievement, if eligible, are only available through your WCB online account.
For more detailed information regarding your claim costs and premium information, your WCB online account provides the following reports:
These reports are updated on a monthly basis.
For more detailed information on the Experience Rating Program, please review WCB policy, Experience Rating Program – Discounts or Surcharges (POL 27/2016).
The WCB recognizes that a large or catastrophic event can affect your firm’s claim history and experience rating. To minimize the impact of such a situation, individual claims costs are capped at the maximum assessable coverage amount in a given year.
In some cases, employers are not eligible for discounts. There are no discounts for employers that have:
The WCB’s goal is to see Saskatchewan workplaces injury-free and fatality-free.
Our prevention department can help you understand your injury data and assist you with your workplace safety and return-to-work programs. Contact prevention at 306.787.6916, toll free 1.800.667.7590 ext. 6916 or email email@example.com.
More information on workplace safety is available on the WorkSafe Saskatchewan website.
Contact the employer services department. Representatives are available to answer any questions you have.
If you are:
Employer Resource Centre
For general inquiries, contact us.
Employer Resource Centre
For questions on your worker’s injury claim, contact us.
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