Rate setting, classification, and experience https://wcbsask.com/ en Transferring a Firm’s Experience (POL 21/2016) https://wcbsask.com/policy-and-procedure/transferring-firms-experience-pol-212016 <span>Transferring a Firm’s Experience (POL 21/2016)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Transferring a Firm’s Experience</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 21/2016</div> </div> December 1, 2016 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">DEFINITION</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><strong>Experience </strong>is an employer’s claims and premium history.</p> <p><strong>Original firm</strong> means the firm that the business operations or assets are moving from.</p> <p><strong>Successor firm </strong>means the firm that the business operations or assets are moving to.<br />  </p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em> </a>(the “Act”) authorizes the WCB to:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Set the assessments of employers at different amounts related to the hazards or activities of each employer (Section 138), and</span></span></li> <li><span><span>Adopt a system of merit rating (Section 139).</span></span></li> </ol> </li> <li><span><span>This policy establishes the process for transferring a firm’s experience from one:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Firm to another, and/or</span></span></li> <li><span><span>Classification to another.</span></span></li> </ol> </li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><u>General</u></span></span></span></p> <ol> <li><span><span>The WCB will determine if the original firm’s experience should be transferred to the successor firm in situations including, but not limited to, the following:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Ownership or a significant portion of ownership changes.</span></span></li> <li><span><span>Significant aspects of the business activities change.</span></span></li> <li><span><span>Assets move between firms.</span></span></li> </ol> </li> <li><span><span>The WCB transfers experience to ensure an appropriate premium rate is charged.</span></span></li> <li><span><span>If the WCB transfers the original firm’s experience to the successor firm, the WCB will use the combined experience to determine the successor firm’s premiums.</span></span></li> </ol> <p><span><span><span><u>Transfer of experience from one firm to another</u></span></span></span></p> <ol start="4"> <li><span><span>The WCB considers firms to be affiliated when:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>A firm’s business activities are supportive to another business (e.g., administration).</span></span></li> <li><span><span>There is common ownership between two firms operating in a similar industry (e.g., one firm controls another firm or both firms are controlled by the same group of people), or</span></span></li> <li><span><span>Family members, either immediate or extended, have the ability or power to direct or cause the direction of the management of the firm’s business operations (e.g., a child or other family member has the power to direct the management of the parents/family business operations).</span></span></li> </ol> </li> <li><span><span>In most cases, the WCB will not transfer the original firm’s experience to the successor firm if the firms are not affiliated. </span></span></li> <li><span><span>In most cases, the WCB will transfer the original firm’s experience to the successor firm if the:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Firms are affiliated, or</span></span></li> <li><span><span>Change in ownership results from a share purchase.</span></span></li> </ol> </li> <li><span><span>If the WCB determines that the original firm’s experience should transfer to the successor firm, the effective date of the transfer will be January 1st of the year the business ownership, operations or assets move.</span></span></li> </ol> <p><span><span><span><u>Transfer of experience from one classification to another</u></span></span></span></p> <ol start="8"> <li><span><span>The WCB will transfer the firm’s experience from one industry classification to another if the:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Nature of the business has gradually changed and the current industry classification is no longer appropriate, or</span></span></li> <li><span><span>Firm is misclassified.</span></span></li> </ol> </li> <li><span><span>In most cases, the WCB will not transfer experience from one classification to another if the firm:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Starts a new operation in a different industry, or</span></span></li> <li><span><span>Operates in more than one industry and they are eligible for an additional industry classification.</span></span></li> </ol> </li> <li><span><span>The effective date of the transfer will be determined by POL 01/2020, Classification Change.</span></span></li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To establish guidelines for transferring a firm’s experience.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" target="_blank"><em><span><span>The Workers’ Compensation Act, 2013</span></span></em></a></span></span></span></p> <p><span><span><span><em><span><span>138, 139</span></span></em></span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p>POL 01/98 New Accounts, Opening of and Carry-Forward of Cost Histories after Reorganization in Business</p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="https://wcbsask.com/policy-and-procedure/employer-classification-pol-142011" title="Employer Classification (POL 14/2011)"><span>POL 14/2011 Employer Classification</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/employer-coverage-and-registration-pol-112011" title="Employer Coverage and Registration (POL 11/2011)"><span>POL 12/2020 Employer Coverage and Registration</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/classification-change-pol-012020" title="Classification Change (POL 01/2020)"><span>POL 01/2020 Classification Change</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016" title="Experience Rating Program – Discounts or Surcharges (POL 27/2016)"><span>POL 27/2016 Experience Rating Program – Discounts or Surcharges</span></a></span></span></span><br /> <span><span><a href="https://wcbsask.com/policy-and-procedure/employer-audits-pol-032018" title="Employer Audits (POL 03/2018)">POL 03/2018</a> <a href="#POL_03_2018">Employer Audits</a></span></span></p></div> </div> </div> </div> </div> </div> </div> </div> </div> All employer accounts. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:06:22 +0000 kim.beaudin 2844 at https://wcbsask.com Safety Associations (POL 06/2020) https://wcbsask.com/policy-and-procedure/safety-associations-pol-062020 <span>Safety Associations (POL 06/2020)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Safety Associations</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 06/2020</div> </div> January 1, 2021 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">DEFINITION</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><strong>Safety association</strong> means an association of employers in any of the industry rate codes established under <a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a> (the “Act”) for the purpose of injury prevention and safety.</span></span></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>The Workers’ Compensation Board (WCB) has authority under <em><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank">The Workers’ Compensation Act, 2013</a> </em>(the “Act”) to provide a grant to a safety association formed by employers in any industry class for the purpose of injury prevention and workplace safety (Section 146(1)). </span></span></li> <li><span><span>The grant will be funded equitably by all employers in the industry rate code(s) represented by the safety association as part of their WCB premium assessment (Sections 119, 120, 134, 146(2)).</span></span></li> <li><span><span>The WCB has the legal responsibility to ensure funds granted to the safety associations are utilized appropriately and that the interests of all employers in the rate code(s) are represented (Sections 20, 115, 116, 134).</span></span></li> </ol></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>Employers in any industry rate code may organize and sponsor a safety association that promotes injury prevention and workplace safety through education and other initiatives.</span></span></li> <li><span><span>To support their injury prevention and safety programs for workers and employers in the industry rate code(s) they represent, safety associations may apply for a grant.</span></span></li> <li><span><span>The grant will be funded equitably by all employers the safety association represents. The WCB will charge employers in participating industry rate code(s) a premium rate component to fund the safety association.</span></span></li> <li><span><span>All employers within an industry rate code represented by a safety association will be charged the same member rate per $100 of payroll.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Safety Association Application</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="5"> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Applicants must:</span></span> <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Review the <span class="MsoHyperlink" style="color:blue"><span style="text-decoration:underline"><i><a href="http://www.wcbsask.com/safety-and-prevention/" style="color:blue; text-decoration:underline">Safety Association Guidelines</a></i></span></span>.</span></span></li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Understand the obligations of a WCB-funded safety association and determine the industry rate code(s) that their safety association intends to serve.</span></span></li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Represent at least one rate code. Rate codes from any industry class with similar safety‑related issues may be grouped into one safety association.</span></span></li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Establish evidence of sufficient industry support.</span></span></li> </ol> </li> </ol> </div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Evidence of Sufficient Industry Support for New Applications</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="6"> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Applicants must be able to establish industry support for the safety association as determined by a survey, a vote, letters of support, or other means at the discretion of WCB.</span></span></li> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Support from the industry rate code(s) will be considered sufficient if the proposed safety association is endorsed by:</span></span> <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">50 per cent plus one of the employers in the industry rate code(s), or</span></span></li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Employers who account for 50 per cent of the industry rate code(s) weighted payroll. The industry weighted payroll means that more weight is placed according to the size of the employer's assessable payroll.</span></span></li> </ol> </li> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">At-risk industries will be considered for safety association funding if supported by at least 20% of the industry rate code(s) weighted payroll.</span></span> <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The WCB considers an industry rate code(s) to be at-risk if it has been trending 80th percentile or higher than the provincial average for:</span></span> <ol style="list-style-type:lower-roman"> <li class="Bullet3" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The time loss injury rate for a period no less than three consecutive years, and</span></span></li> <li class="Bullet3" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The total injury rate for a period no less than three consecutive years.</span></span></li> </ol> </li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The WCB may collaborate with the employers or employer groups in at-risk industry rate codes to assist in establishing evidence of sufficient industry support.</span></span></li> </ol> </li> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The Vice President of Prevention and Employer Services will review the evidence of industry support and make recommendations to the Board for approval. A written approval confirming sufficient support from the industry rate code(s) will be provided to the safety association.</span></span></li> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Existing safety associations are not responsible for establishing industry support for the purpose of adding a new rate code(s) to their safety association. Requests for additional rate code(s) will be submitted to the WCB for review and approval.</span></span></li> </ol> </div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Establishing a Non-Profit Safety Association</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="11"> <li><span><span>Applicants are required to establish a non-profit organization in accordance with <em>The Non-profit Corporations Act, 1995 </em>and<em> The Non-profit Corporations Regulations, 1997</em>,<em> </em>and if the organization incorporates at the federal level,<em> </em>the<em> Canada Not‑for‑profit Corporations Act </em>(NFP Act) and the <em>Income Tax Act</em>.<em> </em>Federal non-profit safety associations must have a registered office in Saskatchewan.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Safety Association Board Composition Requirement</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="12"> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Safety associations will be governed by a board of directors with:</span></span> <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Equal representation from employers and workers from the safety association’s rate code(s), and</span></span></li> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">Involvement by a member representative from the WCB or designate in an advisory or similar capacity as reasonably acceptable to the WCB.</span></span></li> </ol> </li> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">The majority of the board of directors must be workers and employers from the safety association’s rate code(s). </span></span> <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif">However, WCB may make an exception and allow directors who are neither a worker nor an employer in the industry rate code(s) represented by the safety association but possess special knowledge or expertise (e.g., accounting). This type of director may only make up a maximum of 20% of the safety association’s board of directors. This includes employer industry representatives, worker industry representatives, other union representatives, etc. The Vice President of Prevention and Employer Services, or designate, will consider any requests for an exception.</span></span></li> </ol> </li> </ol> </div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Funding</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="14"> <li><span><span>The safety association must submit a letter of intent by June 30 to apply for funding for the following year. </span></span></li> <li><span><span>The safety association is required to provide the supporting documentation and a detailed funding application as outlined in the <span><u><em><a href="http://www.wcbsask.com/safety-and-prevention/">Safety Association Guidelines</a></em></u></span>. </span></span></li> <li><span><span>Application for first-time funding will be reviewed by the Vice President of Prevention and Employer Services to make recommendations to the Board for approval.</span></span></li> <li><span><span>Release of any funds is contingent on the applicant entering into a signed Safety Association Funding Agreement. The agreement outlines the confidential sharing of injury statistics and the terms the safety association must comply with, including the appropriate allocation of funds to their Saskatchewan operations.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Conflict of Interest</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="18"> <li><span><span>Safety association board members, staff, contractors, and other individuals with authority to act on behalf of the safety association must avoid creating, being involved in, or being perceived to be involved in, conflicts of interest.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Reporting Requirements</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="19"> <li><span><span>The Vice President of Prevention and Employer Services, or designate, is responsible for the administration of safety association program.</span></span></li> <li><span><span>Safety associations must select a representative to attend annual meetings with a designated representative of the WCB.</span></span></li> <li><span><span>To ensure the safety association is achieving its intended mission and purpose, the association will submit annual reports using the templates provided by the WCB. </span></span></li> <li><span><span>The WCB will monitor and evaluate reporting requirements and reserves the right to audit the association. The audit is a formal inspection and verification of the safety association’s financial and operational records, programs, and any other supporting documents to ensure funds are utilized appropriately and that the interests of all employers in the industry rate code(s) are represented. </span></span></li> <li><span><span>To evaluate member satisfaction on the value and delivery of the safety association’s strategies and programs, the safety association must obtain feedback from its members at least once every five years and provide the results to the WCB. Feedback can be sought by any means reasonably acceptable to the WCB.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Annual Funding Applications</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="24"> <li><span><span>Required documentation listed in the <span><u><em><a href="http://www.wcbsask.com/safety-and-prevention/">Safety Association Guidelines</a></em></u></span> must be submitted by the safety association by September 15 of each year.</span></span></li> <li><span><span>The annual funding application must be completed in full and include all supporting documentation to be considered for all or portions of the grant requested.</span></span></li> <li><span><span>Annual funding applications and grant amounts will be approved by the WCB internal committee.</span></span></li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Disbursements</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="27"> <li><span><span>Disbursement of funds will be quarterly, subject to fulfillment of reporting requirements outlined above and the safety association’s compliance with the funding agreement.</span></span></li> <li><span><span>Where the terms and conditions of the Safety Association Funding Agreement have not been met, the WCB may terminate funding and/or take legal action including remedies to obtain reimbursement of any misused funds.</span></span></li> </ol></div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To establish guidelines for establishing and funding safety associations.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><em><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><span>The Workers’ Compensation Act, 2013</span></a></em></span></span></span><br /> <span><span><span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US">Sections 20, 115, 116, 119, 120, 134, 146</span></span></span></span></p> <p><span><span><span><em><a href="http://www.qp.gov.sk.ca/documents/english/statutes/statutes/n4-2.pdf"><span>The Non-profit Corporations Act, 1995</span></a></em></span></span></span></p> <p><span><span><span><em><a href="http://www.publications.gov.sk.ca/freelaw/documents/English/Regulations/Regulations/N4-2R1.pdf"><span>The Non-profit Corporations Regulations, 1997</span></a></em></span></span></span></p> <p><span><span><span><em><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Information Services Corporation, </span></span><a href="https://www.isc.ca/CorporateRegistry/RegisteringaBusiness/Chooseabusinesstype/Pages/Non-Profit-Corporation.aspx" target="_blank"><span><span>non-profit corporation information</span></span></a></em></span></span></span></p> <p><span><span><span><em><a href="https://laws.justice.gc.ca/eng/acts/c-7.75/" target="_blank"><span>Canada Not-for-profit Corporations Act</span></a></em></span></span></span></p> <p><span><span><span><em><a href="https://laws-lois.justice.gc.ca/eng/acts/i-3.3/" target="_blank"><span>Income Tax Act</span></a></em></span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>(1)  POL 20/2010, Safety Association Funding (effective October 1, 2010 to December 31, 2019).</span></span></span></span></span><br /> <span><span><span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>(2)  PRO 11/2008, Safety Association Funding (effective September 1, 2008 to December 31, 2019).</span></span></span></span></span><br /> <span><span><span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>(3)  POL 11/2008, Safety Association Funding (effective September 1, 2008 to September 30, 2010).</span></span></span></span></span><br /> <span><span><span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>(4)  POL and PRO 06/2002, Safety Association Funding (effective June 1, 2002 to August 31, 2008).</span></span></span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="https://wcbsask.com/safety-and-prevention" title="Safety and prevention"><span><span>Safety Association Guidelines</span></span></a></span></span></span><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017" title="Rate Setting Model (POL 13/2017)">POL 13/2017</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017" title="Rate Setting Model (POL 13/2017)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Rate Setting Model</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/node/2592">POL 11/20</a></span></span></span></span></span><a href="https://wcbsask.com/node/2592"><span><span><span><span><span>20</span></span></span></span></span></a><a href="https://wcbsask.com/node/2592"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Industry Premium Rates</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/privacy-information-pol-052017" title="Privacy of Information (POL 05/2017)">POL 05/2017</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/privacy-information-pol-052017" title="Privacy of Information (POL 05/2017)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Privacy of Information</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016" title="Experience Rating Program – Discounts or Surcharges (POL 27/2016)">POL 27/2016</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016" title="Experience Rating Program – Discounts or Surcharges (POL 27/2016)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Experience Rating Program – Discounts or Surcharges</span></span></span></span></span></a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> Applies to all safety association funding on or after the effective date. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:06:17 +0000 kim.beaudin 2781 at https://wcbsask.com Rate Setting Model (POL 13/2017) https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017 <span>Rate Setting Model (POL 13/2017)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Rate Setting Model</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 13/2017</div> </div> January 1, 2018 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a> (the “Act”) authorizes the Workers’ Compensation Board (WCB) to levy an assessment on the employers in each class of industries an amount based on any percentage of the employers’ payrolls or on any other rate, or an amount specified by the WCB, that is sufficient to pay (Section 134(1)):</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>The compensation with respect to injuries to workers in the businesses within the class.</span></span></li> <li><span><span>The expenses of the administration of the Act; and</span></span></li> <li><span><span>The cost of the administration of the occupational health and safety program for that year.</span></span></li> </ol> </li> <li><span><span>If, in any year, an industry premium rate will exceed the previous year rate by greater than 10.5%, WCB will publish a notice in <em>The Saskatchewan Gazette</em>. Employers can submit a written representation to the WCB regarding the increase (Section 134(4))<em>.</em></span></span></li> <li><span><span>An Asset Liability Study completed in 2015, recommended a review of WCB’s premium rate setting model. The review was completed in 2016 and several enhancements recommended and approved by the Board Members. In 2016 and 2017, WCB held public consultation sessions, including industry specific presentations to educate employers and interested parties on the enhancements to the rate setting model approved by the Board Members.</span></span></li> <li><span><span>The main objectives of WCB’s annual rate setting process are to ensure that:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>The overall premium requirements of the WCB for the coming year are met. Premiums should cover all current and future costs for claim from employers operating during the year: worker compensation and vocational rehabilitation benefits, healthcare, dependant benefits, administration, safety associations, and other requirements (e.g., legislative changes, funding requirements, etc.).</span></span></li> <li><span><span>The distribution of these revenue requirements across all employers is equitable. While maintaining collective liability, it should promote accountability and fairness, and recognize injury prevention and effective claims management.</span></span></li> </ol> </li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Guiding Principles</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>The WCB’s rate setting model process balances competing guiding principles:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Fairness (i.e., accountability, equity and incentives for prevention).</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span>Premiums paid by current employers should cover the costs of their injured workers during the premium period.</span></span></li> <li><span><span>This principle covers:</span></span><br /> <span><span>(a) Inter-generational equity – current employers should not be paying for claim costs generated by past employers, nor should they be subsidizing the claim costs of future employers.</span></span><br /> <span><span>(b) Intragenerational equity – employers that incur injuries should be responsible for the costs associated with those injuries.</span></span></li> <li><span><span><span>A fair rate setting model encourages workplace safety and effective return to work programs.</span></span></span></li> </ol> </li> <li><span><span>Collective liability (i.e., insurance).</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span><span>Employers, as a group and those within the same industry, are jointly responsible for all workers’ compensation costs. Also, employers should not be excessively punished for unusually costly claims, therefore portions of unusually costly claims’ costs should be shared by all employers.</span></span></span></li> </ol> </li> <li><span><span>Predictability (i.e., rate stability).</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span><span>Employers should rely on a level of predictability and stability in premiums.</span></span></span></li> </ol> </li> <li><span><span>Transparency (i.e., ease of understanding).</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span><span>Employers should be able to understand the factors that went into setting premiums, and the WCB should be able to clearly communicate this information to employers.</span></span></span></li> </ol> </li> </ol> </li> </ol> </div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-section-sub-heading paragraph--view-mode--default"> <div class="layout-content"> <h3 class="h4"> <div class="field field--name-field-sub-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Sub heading</div> <div class="field__item">Rate Setting Model Elements</div> </div> </h3> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol start="2"> <li><span><span>The rate setting model is used annually to determine industry premium rates. It takes into account the following key elements:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>Credibility (extent to which an industry’s past claims costs experience can be used to predict future claims costs):</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span><span>The rate setting model uses the collective claims costs experience of all employers within an industry rate code to determine the credibility percentage of the industry rate code.</span></span></span></li> <li><span><span><span>If an industry rate code has sufficient claims costs experience and is determined to be 100% credible, five most recent years of claims costs are used to predict future costs for the industry rate code.</span></span></span></li> <li><span><span><span>If an industry rate code does not have sufficient claims costs experience and is less than 100% credible:</span></span></span><br /> (a) <span><span>The credibility percentage will be applied to the five most recent years of claims costs experience of the industry rate code, and</span></span><br /> (b) <span><span>The remaining percentage to realize 100% credibility will be applied to the ten most recent years of claims costs experience of the industry rate code.</span></span><br /> <br /> <span><span><span>For example, if an industry rate code is 75% credible, 75% of the five most recent years of claims costs will be added to 25% of the ten most recent years of claims cost to predict future costs for the industry rate code.</span></span></span></li> </ol> </li> <li><span><span>Costly claim pooling:</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span><span>Individual claims with costs are assigned to the industry rate code.</span></span></span></li> <li><span><span><span>Individual claims with costs greater than three times the maximum assessable earnings will be shared proportionally among all industry rate codes.</span></span></span></li> </ol> </li> <li><span><span>Long term claim pooling:</span></span> <ol style="list-style-type:lower-roman;"> <li><span><span>After seven years, a claim’s costs will be shared proportionally among all industry rate codes.</span></span></li> </ol> </li> <li>Fatality costs: <ol style="list-style-type:lower-roman;"> <li>Fatality costs are assigned to the industry rate code in which they occur and are subject to costly claim and long term claim pooling.</li> </ol> </li> <li>Projection of claims costs: <ol style="list-style-type:lower-roman;"> <li>The rate setting model uses the estimated change in the number of workers covered by WCB in the rate year and historical claims costs to project future costs.</li> <li>The projected future costs are converted to a net present value revenue requirement as expressed in the change in the benefits liability recognized by the WCB. </li> <li>Assumptions to the benefits liabilities are applied as approved by the Board Members annually.</li> </ol> </li> <li>Administration costs: <ol style="list-style-type:lower-roman;"> <li>Administration costs are allocated to each rate code based on the payroll and claims costs incurred within each rate code</li> </ol> </li> <li>Industry payroll: <ol style="list-style-type:lower-roman;"> <li>Industry payroll projections are determined by examining historical payroll information, industry trends within each industry rate code, and payroll estimates provided by employers.</li> </ol> </li> <li>Safety associations: <ol style="list-style-type:lower-roman;"> <li>Some industries sponsor safety associations that promote workplace safety through education and other initiatives. WCB collects revenue on behalf of the safety associations by increasing premium rates for all employers in the participating industry rate code by the amount necessary to fund the respective safety association.</li> </ol> </li> </ol> </li> <li><span><span>The rate setting model is reviewed annually by an external actuary. A comprehensive review is also completed periodically to ensure the rate setting model effectively balances WCB’s guiding principles.</span></span></li> <li><span><span>WCB staff will ensure that the WCB website contains up to date information on the rate setting model, including an explanation of how industry premium rates are set. A table of industry premium rates will be published each year (POL 11/2020, Industry Premium Rates).</span></span></li> <li><span><span>Discounts or surcharges may be applied to an employer’s industry premium rate through WCB’s Experience Rating Program (POL 27/2016).</span></span></li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To outline WCB’s rate setting model.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a></span></span></p> <p><span><span><em>66, 67, 116, 119, 120, 121, 134, 135, 144, 145, 146, 149, 150</em></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--page-document-title paragraph--view-mode--default"> <div class="layout-content"> <p> </p><div class="field field--name-field-page-document-title field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Page/document title</div> <div class="field__item">POL 05/2015 Rate Setting Model</div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><a href="https://wcbsask.com/policy-and-procedure/industry-premium-rates-2020-pol-132019" title="Industry Premium Rates – 2020 (POL 13/2019)">POL 11/2020 Industry Premium Rates</a><br /> <a href="https://wcbsask.com/policy-and-procedure/funding-pol-142017" title="Funding (POL 14/2017)">POL 14/2017 Funding</a><br /> <a href="https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016" title="Experience Rating Program – Discounts or Surcharges (POL 27/2016)">POL 27/2016 Experience Rating Program – Discounts or Surcharges</a><br /> <a href="https://wcbsask.com/policy-and-procedure/transferring-firms-experience-pol-212016" title="Transferring a Firm’s Experience (POL 21/2016)">POL 21/2016 Transferring a Firm’s Experience</a><br /> <a href="https://wcbsask.com/policy-and-procedure/employer-classification-pol-142011" title="Employer Classification (POL 14/2011)">POL 14/2011 Employer Classification</a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> All employers. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:06:13 +0000 kim.beaudin 2742 at https://wcbsask.com Industry Premium Rates – 2024 (POL 18/2023) https://wcbsask.com/policy-and-procedure/industry-premium-rates-2024-pol-182023 <span>Industry Premium Rates – 2024 (POL 18/2023)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Industry Premium Rates – 2024</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 18/2023</div> </div> January 1, 2024 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li class="Bullet1" style="margin-top:16px"><span style="font-size:11pt"><span style="font-family:Arial,sans-serif"><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><i>The Workers’ Compensation Act, 2013</i></a> (the “Act”) </span></span>authorizes the Workers’ Compensation Board (WCB) to collect an assessment on employers in each industry an amount based on any percentage of the employers’ payrolls or on any other rate, or an amount specified by the WCB, that is sufficient to pay (Section 134(1)): <ol style="list-style-type:lower-alpha"> <li class="Bullet2" style="margin-top:8px">The compensation with respect to injuries to workers in the businesses within the class.</li> <li class="Bullet2" style="margin-top:8px">The expenses of the administration of the Act; and</li> <li class="Bullet2" style="margin-top:8px">The cost of the administration of the occupational health and safety program for that year.</li> </ol> </li> <li class="Bullet2" style="margin-top: 8px;">In October 2023, provisional premium rates were established and discussed with employer representatives and members of trade and safety associations. Taking into consideration the feedback received from these meetings and written submissions, the WCB board members approved the 2024 premium rates in December 2023.</li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li>Industry premium rates are set annually using WCB’s rate setting model (<a href="https://wcbsask.com/node/2742">POL 13/2017, Rate Setting</a>). These rates, applied to all employers within a rate code, are expressed as a dollar amount for every $100 of assessable payroll.</li> <li>The WCB hereby directs the 2024 industry premium rates:</li> </ol> <table> <thead> <tr> <td> <p><span><span><span><strong><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Rate Code</span></strong></span></span></span></p> </td> <td> <p><span><span><span><strong><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Rate Code Description</span></strong></span></span></span></p> </td> <td> <p><span><span><span><strong><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">2024</span></strong></span></span></span></p> <p><span><span><span><strong><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Premium Rate</span></strong></span></span></span></p> </td> </tr> </thead> <tbody> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">A11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Light Agricultural Operations</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">2.26</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">A21</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Farming and Ranching</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.55</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">A31</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Grain Elevators and Inland Terminals</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.68</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">B11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Construction Trades</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.82</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">B12</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Residential Construction</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">2.70</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">B13</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Commercial, Industrial Construction</span></span></span></span></p> </td> <td> <p>1.98</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C12</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Light Commodity Marketing</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.65</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C32</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Grocery, Department Store, Hardware</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.05</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C33</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Wholesale, Chain Stores</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.69</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C41</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Co-operative Associations</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.11</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C51</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Lumber Yards, Builders Supplies</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.84</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C61</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Automotive and Implement Sales and Service</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.14</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">C62</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Automotive Service Shops, Towing</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.56</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D32</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Operation of Oilwells</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.42</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D41</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Oilwell Servicing</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.41</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D51</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Service Rigs and Water Well Drilling</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.64</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D52</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Drilling </span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.69</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D71</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Open Pit Mining</span></span></span></span></p> </td> <td> <p>1.07</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D72</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Underground Softrock Mining</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.67</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">D73</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Underground Hardrock Mining</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.74</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">G11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Post Secondary Education</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.34</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">G12</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Elementary and Secondary Education</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.20</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">G22</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Health Authority, Hospitals and Care Homes</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.90</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">G31</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Cities, Towns, Villages and Rural Municipalities</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.66</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">G51</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Government of Saskatchewan and Ministries</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.24</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M31</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Manufacturing, Pipeline Operations</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.45</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M33</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Refineries and Upgrader</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.67</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M41</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Dairy Products, Soft Drinks</span></span></span></span></p> </td> <td> <p>1.81</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M42</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Bakeries, Food Preparation and Packaging</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.16</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M62</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Mills, Semi-Medium Manufacturing</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.85</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M72</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Processing Meat, Poultry and Fish</span></span></span></span></p> </td> <td> <p>1.87</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M81</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Metal Foundries and Mills</span></span></span></span></p> </td> <td> <p>2.30</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M91</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Agricultural Equipment</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.29</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M92</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Machine Shops, Manufacturing</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.65</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">M94</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Iron and Steel Fabrication</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.51</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">R11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Road Construction and Earthwork</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.84</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Legal Offices, Financial, Drafting</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.19</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S12</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Offices, Professionals</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.32</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S14</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Unions</span><em><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA"> (per delegate)</span></em></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">6.00</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S21</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Community and Social Services</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.39</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S22</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Restaurants, Catering, Dry Cleaning</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.89</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S23</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Hotels, Motels, Taxis</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.60</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S32</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Personal, Business and Leisure Services</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.12</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S33</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Caretaking, Park Authorities</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.26</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">S41</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Engineering, Testing and Surveying</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.38</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">T42</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Transportation, Courier, Commercial Bus</span></span></span></span></p> </td> <td> <p>2.99</p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">T51</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Operation of Railways</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">1.30</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">T61</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Commercial Air Transportation</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.81</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">U11</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Telecommunications</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.58</span></span></span></span></p> </td> </tr> <tr> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">U31</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">Electric Systems</span></span></span></span></p> </td> <td> <p><span><span><span><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">0.55</span></span></span></span></p> </td> </tr> </tbody> </table> <p> </p></div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To establish the 2024 industry premium rates.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><em><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><span>The Workers’ Compensation Act, 2013</span></a></em></span></span></span><br /> <span><span>Sections 119, 134, 146(1)</span></span></p> <p><em><span><span><a href="https://pubsaskdev.blob.core.windows.net/pubsask-prod/2867/W17-1r1.pdf">The Workers’ Compensation General Regulations, 1985</a></span></span></em></p> <p><em><span><span><a href="https://pubsaskdev.blob.core.windows.net/pubsask-prod/77848/W17-11r1.pdf">The Workers’ Compensation Miscellaneous Regulations</a></span></span></em></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li>POL 12/2022, Industry Premium Rates – 2023 (effective January 1, 2023 to December 31, 2023). </li> <li><span lang="EN-CA" xml:lang="EN-CA" xml:lang="EN-CA">POL 01/2022, Industry Premium Rates – 2022 (effective January 1, 2022 to December 31, 2022).</span></li> <li>POL 11/2020, Industry Premium Rates – 2021 (effective January 1, 2021 to December 31, 2021).</li> <li>POL 13/2019, Industry Premium Rates – 2020 (effective January 1, 2020 to December 31, 2020).</li> <li>POL 06/2018, Industry Premium Rates – 2019 (effective January 1, 2019 to December 31, 2019).</li> <li>POL 17/2017, Industry Premium Rates – 2018 (effective January 1, 2018 to December 31, 2018).</li> <li>POL 26/2016, Classification of Industries – 2017 Premium Rates (effective January 1, 2016 to December 31, 2016).</li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/minimum-annual-assessment-pol-072011" title="Minimum Annual Assessment (POL 07/2011)">POL 07/2011</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/minimum-annual-assessment-pol-072011" title="Minimum Annual Assessment (POL 07/2011)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Minimum Annual Assessment</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017" title="Rate Setting Model (POL 13/2017)">POL 13/2017</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017" title="Rate Setting Model (POL 13/2017)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Rate Setting Model</span></span></span></span></span></a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> Applies to all industries listed below. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:06:05 +0000 kim.beaudin 2592 at https://wcbsask.com Experience Rating Program – Discounts or Surcharges (POL 27/2016) https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016 <span>Experience Rating Program – Discounts or Surcharges (POL 27/2016)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Experience Rating Program – Discounts or Surcharges</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 27/2016</div> </div> October 1, 2022 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">DEFINITION</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><strong>Evaluation Window </strong>is the three years of data used to determine an employer’s discount or surcharge. This is the three complete years immediately preceding the year when the discount or surcharge is calculated. For example, discounts and surcharges for 2017 are determined using data from 2015, 2014 and 2013.</span></span></p> <p><span><span><strong>Industry rate code </strong>means a collective liability grouping comprised of employers with a similar industrial undertaking or injury experience. All employers with the same rate code have the same industry premium rate.</span></span></p> <p><span><span><strong>Industry premium rate </strong>means the rate applied to all employers within a rate code expressed as a dollar amount for every $100 of assessable payroll.</span></span></p> <p><span><span><strong>Base premiums </strong>are the employer’s total premiums due before any discounts or surcharges are applied.</span></span></p> <p><strong><span><span>Firm rate</span></span></strong><span><span> is the industry premium rate plus or minus any applicable discounts or surcharges an employer may receive.</span></span></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>The WCB uses an actuarial based model to set annual premium rates. Industry premium rates are based on the collective claims experience of employers within each industry rate code (POL 13/2017, Rate Setting Model).</span></span></li> <li><span><span><span>The WCB established the Experience Rating Program in 2005. The Experience Rating Program is an annual process where employers may receive a discount or surcharge to their industry premium rate based on their individual claims experience. </span></span></span></li> <li><span><span><span>The following guiding principles are in place to ensure the Experience Rating Program:</span></span></span> <ol style="list-style: lower-alpha;"> <li><span><span><span>Fairly and equitably represents employers’ individual claims experience.</span></span></span></li> <li><span><span><span>Provides incentive that positively influences employer prevention and safety behavior change.</span></span></span></li> <li><span><span><span>Contributes to lower injury frequency and claim durations.</span></span></span></li> </ol> </li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>Discounts or surcharges are based on an employer’s individual claims history during the evaluation window.</span></span></li> <li><span><span>Discounts or surcharges are calculated during the annual rate setting process and applied to an employer’s industry premium rate.</span></span></li> <li><span><span>Each line of business an employer operates is designated an industry rate code. An employer may have more than one line of business with different industry rate codes. </span></span></li> <li><span><span>For each of their industry rate codes an employer participate in either the Standard or Advanced Program based on their base premiums over the evaluation window. Discounts or surcharges are determined for each of the employer’s industry rate codes.</span></span></li> </ol> <p><span><span><u>Standard Program</u></span></span></p> <ol start="5"> <li><span><span><span>The Standard Program is for employers with base premiums of less than $21,000 over the evaluation window.</span></span></span></li> <li><span><span><span>To be considered for a discount or surcharge, an employer must have premiums of at least the minimum annual assessment (POL 07/2011, Minimum Annual Assessment) in each year of the evaluation window.</span></span></span></li> <li><span><span>Discounts or surcharges are based on the number of time loss claims an employer has during the evaluation window. Claims recorded as time loss for medical appointments only are excluded from the discount or surcharge calculation. See <a href="https://wcbsask.com/documents/appendix-discounts-and-surcharges-standard-program" title="Appendix A - Discounts and Surcharges – Standard Program">Appendix A – Discounts and Surcharges – Standard Program</a>.</span></span></li> <li><span><span><span>The maximum discount is 25% and the maximum surcharge is 75%.</span></span></span></li> <li><span><span>To ease the transition from a frequency to cost based program, employers who move from the Standard Program to the Advanced Program will maintain their discount, or continue to pay the industry premium rate. This will change once the employer has a new claim(s) in the most recent year of the evaluation window.</span></span></li> </ol> <p><span><span><span><u>Advanced Program</u></span></span></span></p> <ol start="10"> <li><span><span><span>The Advanced Program is for employers with base premiums of $21,000 or more over the evaluation window. </span></span></span></li> <li><span><span><span>To be considered for a discount or surcharge, employers must have premiums in the most recent year in the evaluation window.</span></span></span></li> <li><span><span><span>The Advanced Program is cost based, and discounts or surcharges are calculated based on a review of an employer’s claims cost history within the evaluation window.</span></span></span></li> <li><span><span>For experience rating purposes, individual claim costs in a given year are capped at an amount equal to the maximum assessable wage (POL 08/2020, Maximum Assessable Wage Rate) to protect an employer from the impact of a single claim.</span></span></li> <li><span><span>An employer’s firm rate under the Advanced Program is determined by calculating their base discount or surcharge. Their discount or surcharge is then adjusted to account for the number of consecutive years the employer has been in business (eligibility factor) and the size of the business (participation factor). See <a href="#Appendix_B_Advanced">Appendix B – Discounts</a><a href="https://wcbsask.com/documents/appendix-b-discounts-and-surcharges-advanced-program" title="Appendix B – Discounts and Surcharges – Advanced Program"><span><u> and Surcharges – Advanced Program</u></span></a>.</span></span></li> <li><span><span><span>The maximum discount is 30% and the maximum surcharge is 200%.</span></span></span></li> </ol> <p><span><span><span><u>Employers Not Eligible</u></span></span></span></p> <ol start="16"> <li><span><span>An employer will not receive a discount in any industry rate code, if:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span><span>A fatality has occurred and been accepted within the year or the previous year. This excludes any fatality arising from an occupational disease or other circumstances where the exposure occurred many years prior to the acceptance of the fatality claim.</span></span></span></li> <li><span><span>The employer or any of their employees have been convicted of a criminal offence for failing to provide a safe workplace (Section 217.1 of the <em>Criminal Code of Canada</em>) within the year or the previous year.</span></span></li> </ol> </li> </ol> <p><span><span><span><u>Cost Relief</u></span></span></span></p> <ol start="17"> <li><span><span><span>An employer may receive cost relief under the following circumstances:</span></span></span> <ol style="list-style: lower-alpha;"> <li><span><span><span>Application of cost relief to the Second Injury and Re-employment Reserve, Disaster Reserve or Occupational Reserve.</span></span></span></li> <li><span><span><span>Third party recovery of cost (subrogation).</span></span></span></li> <li><span><span><span>Transfer of claim costs to another employer or claim.</span></span></span></li> <li><span><span><span>Any other consideration as directed by WCB.</span></span></span></li> </ol> </li> <li><span><span><span>If an employer receives cost relief on a claim, a credit will be applied to the employer’s claims costs in the year cost relief was applied. Credit for the claim costs relieved will be used to offset claim costs used in the calculation of future discounts or surcharges.</span></span></span></li> <li><span><span><span>In situations where cost relief has been granted, employers may request to have their previous years’ discount/surcharge calculation reviewed. Recalculations of discounts or surcharges are limited to the current and previous two years only.</span></span></span></li> </ol> <p><span><span><span><u>Appeals</u></span></span></span></p> <ol start="20"> <li><span><span><span>An employer may request that their discount or surcharge be reviewed or re-considered (POL 20/2013, Appeals – Employer Accounts).</span></span></span></li> </ol> <p><span><span><u>Disclosure of Information</u></span></span></p> <ol start="21"> <li><span><span><span>To facilitate the development of workplace safety programs, statistical information regarding surcharged employers may be provided to another government agency or organization (e.g., Occupational Health & Safety, WCB sponsored industry safety associations). Information disclosed to a third party will follow POL 05/2017, Privacy of Information.</span></span></span></li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <p>Establish guidelines to apply discounts or surcharges.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" target="_blank"><em><span><span>The Workers’ Compensation Act, 2013</span></span></em></a></span></span></span></p> <p>116,121(1), 121(2), 122, 139</p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li>October 1, 2022. Housekeeping change to remove point regarding employers’ discount being removed due to late payroll statement submission.</li> <li><a href="https://wcbsask.com/node/2514">POL 01/2007 Experience Rating Program</a> and PRO 01/2007, Experience Rating Program (effective January 1, 2007 to December 31, 2016).</li> <li>POL 05/2006, Experience Rating Program (effective January 1, 2006 to December 31, 2006).</li> <li>POL 03/2004, Experience Rating Program (effective January 1, 2005 to December 31, 2005).</li> </ol></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="https://wcbsask.com/policy-and-procedure/minimum-annual-assessment-pol-072011" title="Minimum Annual Assessment (POL 07/2011)"><span>POL 07/2011 Minimum Annual Assessment</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/maximum-assessable-wage-rate-2021-pol-082020" title="Maximum Assessable Wage Rate – 2021 (POL 08/2020)"><span>POL 08/2020 Maximum Assessable Wage Rate</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/appeals-employer-accounts-pol-202013" title="Appeals – Employer Accounts (POL 20/2013)"><span>POL 20/2013 Appeals – Employer Accounts</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/appeals-claims-pol-212013" title="Appeals – Claims (POL 21/2013)"><span>POL 21/2013 Appeals – Claims</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/second-injury-and-re-employment-reserve-pol-112017" title="Second Injury and Re-employment Reserve (POL 11/2017)"><span>POL 03/2021 Second Injury and Re-Employment Reserve</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/occupational-disease-reserve-pol-052014" title="Occupational Disease Reserve (POL 05/2014)"><span>POL 05/2014 Occupational Disease Reserve</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/disaster-reserve-pol-122014" title="Disaster Reserve (POL 12/2014)"><span>POL 12/2014 Disaster Reserve</span></a></span></span></span><br /> <span><span><span><a href="https://wcbsask.com/policy-and-procedure/privacy-information-pol-052017" title="Privacy of Information (POL 05/2017)">POL 05/2017 Privacy of Information</a></span></span></span><br /> <span><span><a href="https://wcbsask.com/policy-and-procedure/employer-audits-pol-032018" title="Employer Audits (POL 03/2018)">POL 03/2018 Employer Audits</a></span></span><br /> <a href="https://wcbsask.com/node/2514">POL 01/2007 Experience Rating Program</a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--attachments paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Attachments</h2> <div class="field field--name-field-attachments field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Attachments</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-reference-document-link paragraph--view-mode--default"> <div class="layout-content"> <p> </p><div class="field field--name-field-document-link field--type-link field--label-visually_hidden"> <div class="field__label visually-hidden">Document link</div> <div class="field__item"><a href="https://wcbsask.com/documents/appendix-discounts-and-surcharges-standard-program">Standard Program</a></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--policy-reference-document-link paragraph--view-mode--default"> <div class="layout-content"> <p> </p><div class="field field--name-field-document-link field--type-link field--label-visually_hidden"> <div class="field__label visually-hidden">Document link</div> <div class="field__item"><a href="https://wcbsask.com/documents/appendix-b-discounts-and-surcharges-advanced-program">Advanced Program</a></div> </div> </div> </div> </div> </div> </div> </div> </div> All employers. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:06:01 +0000 kim.beaudin 2514 at https://wcbsask.com Employer Classification (POL 14/2011) https://wcbsask.com/policy-and-procedure/employer-classification-pol-142011 <span>Employer Classification (POL 14/2011)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Employer Classification</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 14/2011</div> </div> January 1, 2012 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">DEFINITION</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><strong>Industrial Undertaking </strong>means the work, trade, or service in which an employer is engaged (i.e., the primary business activity of the employer).</span></span></p> <p><span><span><strong>Industry Classification </strong>means the major industrial sector that best reflects an employer’s industrial undertaking or primary business activity.</span></span></p> <p><span><span><strong>Industry Rate Code </strong>means a collective liability grouping comprised of employers with a similar industrial undertaking or injury experience. All employers with the same rate code pay the same industry premium rate.</span></span></p> <p><strong><span><span>Industry Premium Rate</span></span></strong><span><span> means the rate applied to all employers within a rate code expressed as a dollar amount for every $100 of assessable payroll.</span></span></p></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>Section 20 of <a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a> (the “Act”) provides the WCB exclusive jurisdiction to determine whether any industry or worker is within the scope of the Act and the class to which it is assigned.</span></span></li> <li><span><span>Section 119(1) of the Act authorizes the WCB to “establish any classes of industries that it considers necessary for the purposes of this Act.”</span></span></li> <li><span><span>Section 19 of <em>The Workers’ Compensation General Regulations, 1985</em> (the “General Regulations”) establishes that an employer who operates in more than one industry may be registered in more than one rate group.</span></span></li> <li><span><span>Section 5 of <em>The Workers’ Compensation Miscellaneous Regulations</em> states:</span></span><br /> <span><span><span>Unless the employer applies to the board in the manner set out in the Act, the Act does not apply to work performed in the operation mentioned in clause (b) if an employer is carrying on both:</span></span></span> <br /> <span><span>(a) an operation that is within the scope of the Act; and</span></span><br /> <span><span>(b) an operation that is not within the scope of the Act.</span></span></li> <li><span><span>Section 138 of the Act states:<br /> <em>(2) </em></span></span><span><span>It is not necessary that the assessment levied on the employers in a class or subclass of industries be uniform.</span></span><br /> (3) <span><span>The board may fix the assessment on an employer in relation to the hazard found in the type of work or in relation to the hazard in any of the businesses included in the class or subclass</span></span></li> </ol></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><u>Classification – General</u></span></span></p> <ol> <li><span><span><span>The Workers’ Compensation Board classifies employers based on the nature of their industrial undertaking. Each industry classification includes all occupations within the industry.</span></span></span></li> <li><span><span>The following factors shall be considered in determining an employer’s classification:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>the nature of the service or product provided; </span></span></li> <li><span><span>the process involved in providing the service or manufacturing the product; </span></span></li> <li><span><span>the customers and competitors of the business;</span></span></li> <li><span><span>any other information the WCB requires to gain a complete understanding of the business.</span></span></li> </ol> </li> <li><span><span>Employers are assigned the industry rate code that best represents the industrial undertaking of the employer. All employers with similar industrial undertakings are classified in the same industry rate code since they are generally exposed to similar risks and hazards. </span></span></li> <li><span><span>Where an industry rate code is not clearly or easily determined, the WCB will assign the rate code that most closely represents the industrial undertaking of the employer.</span></span></li> <li><span><span>Where the industrial undertaking of a business is such that it does not align with other classifications, or the group of employers with the same industrial undertaking is not large enough to support its own rate code, injury experience may be considered and the employer(s) may be classified with other employers with a similar risk profile.</span></span></li> <li><span><span>Where two or more legal entities contribute to one business in the production of goods and services, the WCB will assign the same classification to each firm, regardless of ownership.</span></span></li> </ol> <p><span><span><u>Employers Operating in More than One Industry</u></span></span></p> <ol start="7"> <li><span><span>The WCB will only consider providing more than one industry classification to an employer where the business operations are distinct and independent. This means:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>The industrial activity is not an extension of or incidental to the employer’s other business, and is not provided primarily to benefit the other business;</span></span></li> <li><span><span>Each industrial activity is independently viable with distinct sources of revenue; and</span></span></li> <li><span><span>Staff or personnel, excluding administrative staff, are not working in both businesses at the same time and the earnings paid to each worker are distinguishable for each business.</span></span></li> </ol> </li> <li><span><span>Where the above conditions are not met, the WCB will assign a single industry classification based on the business with the highest industry premium rate.</span></span></li> <li><span><span>Where an additional classification is assigned, the employer will be required to prorate the earnings of the administrative staff between the businesses. The proration is to be based on the payroll size of each business.</span></span></li> </ol> <p><span><span><u>Premium Rates</u></span></span></p> <ol start="10"> <li><span><span>Industry premium rates are set annually at the rate code level based on the collective claims experience of all employers within an industry rate code.</span></span></li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To provide guidelines on the industry classification structure.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a></span></span></span><br /> <span><span><span><span>2(1)(l), 2(1)(q), 3, 20, 119, 138</span></span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span>01 January 2014. References updated in accordance with <a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><em>The Workers’ Compensation Act, 2013</em></a></span></span></span><br /> <span><span><span>References updated 01 May 2015 in accordance with <em>The Workers’ Compensation Miscellaneous Regulations</em></span></span></span></p> <p><span><span><span><span><em>The Workers’ Compensation General Regulations </em>19;</span></span></span></span></p> <p><span><span><span><span><em>The Workers’ Compensation Miscellaneous Regulations  </em>3 and 5.</span></span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><a href="https://wcbsask.com/policy-and-procedure/classification-change-pol-012020" title="Classification Change (POL 01/2020)">POL 01/2020 Classification Change</a><br /> <a href="https://wcbsask.com/policy-and-procedure/rate-setting-model-pol-132017" title="Rate Setting Model (POL 13/2017)">POL 13/2017 Rate Setting Model</a><br /> <a href="https://wcbsask.com/policy-and-procedure/experience-rating-program-discounts-or-surcharges-pol-272016" title="Experience Rating Program – Discounts or Surcharges (POL 27/2016)">POL 27/2016 Experience Rating Program – Discounts or Surcharges</a><br /> <a href="https://wcbsask.com/policy-and-procedure/industry-premium-rates-2020-pol-132019" title="Industry Premium Rates – 2020 (POL 13/2019)">POL 11/2020 Industry Premium Rates</a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> All employers. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:05:59 +0000 kim.beaudin 2484 at https://wcbsask.com Classification Change (POL 01/2020) https://wcbsask.com/policy-and-procedure/classification-change-pol-012020 <span>Classification Change (POL 01/2020)</span> <span><span lang="" about="https://wcbsask.com/user/1" typeof="schema:Person" property="schema:name" datatype="" xml:lang="">kim.beaudin</span></span> <span>November 4, 2020</span> <div class="field field--name-field-policy-document-type field--type-entity-reference field--label-visually_hidden"> <div class="field__label visually-hidden">Policy document type</div> <div class="field__item"><a href="https://wcbsask.com/taxonomy/term/564" hreflang="en">Policy</a></div> </div> <div class="field field--name-field-document-name field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document name</div> <div class="field__item">Classification Change</div> </div> <div class="field field--name-field-document-number field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Document number</div> <div class="field__item">POL 01/2020</div> </div> February 1, 2020 <a href="https://wcbsask.com/taxonomy/term/651" hreflang="en">Rate setting, classification, and experience</a> <div class="field field--name-field-policy-update-feature field--type-boolean field--label-visually_hidden"> <div class="field__label visually-hidden">Policy update feature</div> <div class="field__item">No</div> </div> <div class="field field--name-field-call-to-action field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--policy-call-to-action paragraph--view-mode--responsive-call-to-action-images"> <div class="desktop-container three-column-grid-container"> <div class="full-width-grid-item"> <div class="cta_image_wrapper image-cover"> <figure> <img srcset="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png 459w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-md.png 805w, https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-lg.png 1200w" src="https://wcbsask.com/themes/SASKWCB/images/CTA-default-img-sm.png" alt="Two people signing documents" sizes="(min-width: 1199px) 25vw, 100vw" /> <figcaption>Two people signing documents</figcaption> </figure> </div> <div class="cta_text_wrap"> <div class="container"> <div class="cta_text"> <h3>Looking for the full policy manual?</h3> <div class="layout-content yellow"> <p>Click here to download the WCB’s current Policy and Procedure Manual.</p> <a href="https://wcbsask.com/documents/policy-and-procedure-manual" class="btn"> <span> <div class="field field--name-field-call-to-action-button field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Call to action button</div> <div class="field__item">Download full manual</div> </div> <svg viewbox="0 0 24 24" class="arrow-right"> <use xlink:href="#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">BACKGROUND</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>The WCB has exclusive jurisdiction in determining whether industries or employers are within the scope of the Act and in assigning industry or employer classification (Section 20).</span></span></li> <li><span><span>Industry classes may be established and rearranged by the WCB (Section 119).</span></span></li> <li><span><span>No person shall knowingly provide false or misleading information to the Board (Section 180(a)).</span></span></li> </ol></div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="paragraph policy_page_background_wrap paragraph--type--policy-section paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">POLICY</h2> <div class="field field--name-field-policy-section-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy section content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><ol> <li><span><span>An employer’s industry classification will be changed if:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>The nature of the business changes and the current industry classification is no longer appropriate, or</span></span></li> <li><span><span>The firm is misclassified.</span></span></li> </ol> </li> <li><span><span>A review of an employer’s classification may be initiated by the WCB (e.g., as a result of an audit, industry classification review, etc.) or by the employer.</span></span></li> <li><span><span>Employers are responsible for notifying the WCB in writing of any change in their business operations or the addition of a new line of business. </span></span></li> <li><span><span>Employer Services will review the information received from the employer and will notify the employer of the decision in writing.</span></span></li> <li><span><span>If a change in classification is required due to a distinct change in the nature of the business, the effective date of the change will be the later of:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>The date the nature of business changed, or</span></span></li> <li><span><span>January 1st of the year that WCB received the request or initiated the review of the employer’s classification.</span></span></li> </ol> </li> <li><span><span>If a change in classification is required due to a gradual change in the nature of the business and the date of change cannot be determined, the effective date of the change will be January 1st of the year that WCB received the request or initiated the review of the employer’s classification.</span></span></li> <li><span><span>If an employer has been misclassified or if an industry review results in a reclassification:</span></span> <ol style="list-style: lower-alpha;"> <li><span><span>If the change results in a premium decrease, the effective date of the change will be January 1st of the year the review is requested by the employer or initiated by the WCB, or</span></span></li> <li><span><span>If the change results in a premium increase, the effective date of the change will be January 1st of the year following the review.</span></span></li> </ol> </li> <li><span><span>If an employer misrepresents the details of their business operations, resulting in the firm being misclassified under a lower rate code, the WCB will backdate the classification change up to three years prior to the classification review.</span></span></li> <li><span><span>Experience rating may be transferred from one classification to another in accordance with POL 21/2016, Transferring a Firm’s Experience.</span></span></li> </ol> </div> </div> </div> </div> </div> </div> </div> </div> </div> <p>To provide guidelines for reclassifying employers.</p> <div class="paragraph policy_page_background_wrap paragraph--type--policy-reference paragraph--view-mode--default"> <div class="policy_page_background"> <h2 class="h3">Policy references</h2> <div class="field field--name-field-policy-reference-content field--type-entity-reference-revisions field--label-visually_hidden"> <div class="field__label visually-hidden">Policy reference content</div> <div class="field__items"> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Legislative Authority</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><em><a href="http://www.qp.gov.sk.ca/documents/English/Statutes/Statutes/W17-11.pdf" rel=" noopener" target="_blank"><span>The Workers’ Compensation Act, 2013</span></a></em></span></span></span><br /> <span><span><span>Sections 20, 119, 180</span></span></span></p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Document History</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p>(1)  POL and PRO 09/2007, Classification Change of (effective September 1, 2007 to January 31, 2020).<br /> (2)  POL 05/83, Classification, Change Of (effective February 16, 1983 to August 31, 2007).</p></div> </div> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-heading paragraph--view-mode--default"> <div class="layout-content"> <h4> <div class="field field--name-field-section-heading field--type-string field--label-visually_hidden"> <div class="field__label visually-hidden">Section heading</div> <h3 class="section_heading">Complements</h3> </div> </h4> </div> </div> </div> <div class="field__item"> <div class="paragraph paragraph--type--section-detail-points paragraph--view-mode--default"> <div class="layout-content"> <div class="field field--name-field-section-detail-points field--type-text-long field--label-visually_hidden"> <div class="field__label visually-hidden">Section detail</div> <div class="field__item"><p><span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/employer-classification-pol-142011" title="Employer Classification (POL 14/2011)">POL 14/2011</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/employer-classification-pol-142011" title="Employer Classification (POL 14/2011)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Employer Classification</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/employer-audits-pol-032018" title="Employer Audits (POL 03/2018)">POL 03/2018</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/employer-audits-pol-032018" title="Employer Audits (POL 03/2018)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Employer Audits</span></span></span></span></span></a><br /> <span><span><span><span><span><a href="https://wcbsask.com/policy-and-procedure/transferring-firms-experience-pol-212016" title="Transferring a Firm’s Experience (POL 21/2016)">POL 21/2016</a></span></span></span></span></span><a href="https://wcbsask.com/policy-and-procedure/transferring-firms-experience-pol-212016" title="Transferring a Firm’s Experience (POL 21/2016)"><span><span><span><span><span> </span></span><span lang="EN-US" xml:lang="EN-US" xml:lang="EN-US"><span>Transferring a Firm’s Experience</span></span></span></span></span></a></p></div> </div> </div> </div> </div> </div> </div> </div> </div> Applies to all employer accounts on or after the effective date. <div class="field field--name-field-related-document-s- field--type-list-string field--label-visually_hidden"> <div class="field__label visually-hidden">Related document(s)</div> <div class="field__item">No</div> </div> Wed, 04 Nov 2020 22:05:49 +0000 kim.beaudin 2310 at https://wcbsask.com